Total cashback received by our customers
Closed Deals
of realty commission on average
Commission Is Yours
Stop paying real estate commission directly or indirectly.
Traditional agents say it is unfair,
we say it’s about time.
You do the work - you keep the $
Use our apps to make offers, sign, submit and negotiate.
In return - we cashback all of the commission that would otherwise go to your traditional real estate agent.
Pay Per Use - no hidden costs
Choose services yourself, and pay for only what you need.
Common Myths We Hear
Contact us with any question
![Chevron Right](/_next/image?url=%2Fstatic%2Ficons%2FchevronRightBlue.png&w=48&q=75)
"What does this cashback actually mean..."
Cashback is the money your real estate agent deposits into your bank account from their co-op commission.
"But only the seller pays for the agent..."
No matter who actually pays the agent, cashback allows ZVR to pay you - our future client
"How do you make it work..."
The key is our brand new platform - built for you to easily do most of realty on your own.
"But what about the insights and expertise of my traditional agent..."
ZVR is run by experienced agents who provide insights and expertise to you, while giving cashback.
Become Your Own Realty Agent
ZVR Platform
Discover Our Platform
![Chevron Right](/_next/image?url=%2Fstatic%2Ficons%2FchevronRightBlue.png&w=48&q=75)
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FsearchIcon.png&w=48&q=75)
Find your property
Utilize real estate boards to find listings and we will do the rest
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FreceiptIcon.png&w=48&q=75)
Make your offer
Use our App to create offers, manage, sign and submit them
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FwalletIcon.png&w=48&q=75)
Keep your commission
You did all that work - you should have the right to the real estate commission
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FsearchIcon.png&w=48&q=75)
Find your property
Utilize real estate boards to find listings and we will do the rest
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FreceiptIcon.png&w=48&q=75)
Make your offer
Use our App to create offers, manage, sign and submit them
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FwalletIcon.png&w=48&q=75)
Keep your commission
You did all that work - you should have the right to the real estate commission
Future Should be Built on Fairness and Transparency
All services traditional agents offer we offer as pay-per-use.
Our Pricing
![Chevron Right](/_next/image?url=%2Fstatic%2Ficons%2FchevronRightBlue.png&w=48&q=75)
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FkeyIcon.png&w=48&q=75)
Pay the fee on success
You only pay the package fee if you get a firm offer to purchase
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FdebitCardIcon.png&w=48&q=75)
Pay only for what you use
Select which services, counsel and help you require and pay only for what you use
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FtargetIcon.png&w=48&q=75)
Sign up for free and try it
You can try our app, browse listings and create an offer free of any charges.
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FkeyIcon.png&w=48&q=75)
Pay the fee on success
You only pay the package fee if you get a firm offer to purchase
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FdebitCardIcon.png&w=48&q=75)
Pay only for what you use
Select which services, counsel and help you require and pay only for what you use
![Icon](/_next/image?url=%2Fstatic%2Ficons%2FtargetIcon.png&w=48&q=75)
Sign up for free and try it
You can try our app, browse listings and create an offer free of any charges.
How it works:
1.
Register
![Plus Icon](/_next/image?url=%2Fstatic%2Ficons%2FplusIconBlackRound.png&w=64&q=75)
2.
Generate offers
![Plus Icon](/_next/image?url=%2Fstatic%2Ficons%2FplusIconBlackRound.png&w=64&q=75)
3.
Submit and negotiate
![Plus Icon](/_next/image?url=%2Fstatic%2Ficons%2FplusIconBlackRound.png&w=64&q=75)
4.
Close the deal
![Plus Icon](/_next/image?url=%2Fstatic%2Ficons%2FplusIconBlackRound.png&w=64&q=75)
5.
Receive cashback
![Plus Icon](/_next/image?url=%2Fstatic%2Ficons%2FplusIconBlackRound.png&w=64&q=75)
Let 147 new home owners speak for ourselves
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Simon
I have lost track of the number of people I have made the ZVR pitch to. My girlfriend and I recently bought a house in Toronto and they were the difference between us being able to do it now vs. waiting a while longer. If you are going to do the majority of the work yourself when it comes to researching houses, negotiating offers, etc. there is no reason why you should inherently being paying a 2.5% markup on the house you are buying which goes straight to your agent’s pocket. I can’t say a big enough thank you to Leo, Bryan, and Eugene (the three people behind ZVR) who have created a service unlike any I have come across before and which has the potential to transform the real estate industry.
1 year ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Mita
I had a great experience with ZVR. The team was very helpful throughout the process. I received support and guidance from start to finish - I am extremely thankful! Kudos team!
2 years ago
Q.M
Confirmed take-home cashback: $17,438.10
2 years ago
A.T & D.A
Confirmed take-home cashback: $33,400
1 year ago
Tina
Confirmed take-home cashback: $57,500
1 year ago
Dana
Confirmed take-home cashback: $6,082
2 years ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Alex
Using ZVR services, we recently purchased a new construction home in the Niagara region and received the ZVR rebate. We were extremely pleased with the intuitive and automated process while searching for homes. The guidance from Bryan, Eugene and Leo to help us understand the ZVR services and to complete offer negotiation, financing to closing stages was phenomenal. In the beginning when searching for a home, it is a more or less hands-off process. After we found a home we like and submitted an offer review through the ZVR system, they helped us every step of the way to negotiate a better offer, obtain the best rate possible and ensure we meet all requirements by the closing date. The ZVR team was extremely reliable and responsive to our emails and messages through WhatsApp.
1 year ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
John
We bought our first home and used ZVR. Would definitely recommend it. Being new to the real estate market we were not familiar with all that is involved but everything was laid out fairly straight forward and was well worth the work involved for the commission savings returned to us.
1 year ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Jon
As a buyer, I initially used a traditional RE agent to look for homes, but I found the agent was bringing nothing to the table. I had access to all the same listings and I did all my own property research, so why did I need the agent? The ZVR system handles all the offer processing, and I ended up buying my first home with ZVR. Great group, highly recommend.
NaN years ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
P.T.
We used ZVR to make our purchase and saved $22,000. The automated tool was easy to use once you get the hang of it. With the ZVR tool, you control the offer price, the conditions on the offer, the closing date, etc. Yes, you have to do a lot of the leg work yourself. But for $22,000, it was worth it. Plus there has never been any pressure to purchase or increase my bid. I have total control over my purchase and not be dictated by a real estate agent whose incentive is to make commission. I will use ZVR again.
1 year ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Mayank
Great team. Perfectly smooth experience highly recommended!
1 year ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Luigi
Absolutely phenomenal service. Disappointed in myself it took me this long to drop a review because this service is absolutely phenomenal. I used ZVR to purchase my first home and they were flawless throughout the process. Everything was straight forward and they designed everything with a user friendly mindset. I highly recommend anyone use this service instead of paying a realtor to purchase a property (yes you’re paying for it even if you’re not directly cutting a cheque). By using ZVR I received over $10k, essentially covering all my closing costs and then some. I truly wish that this service flourishes and becomes the standard in the residential real estate market.
1 year ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Hani
simply fantastic. Much needed service in the industry. keep up the awesome work. totally legit and will work you in case you come across any obstacles.
1 year ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2FalexPerdue.5017966d.png&w=3840&q=75)
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Alex
I recently purchased a condo in Toronto through ZVR and I have been pleasantly surprised by the experience. I will first confirm that it is indeed a real service that does exactly what it says. I was initially skeptical entrusting such a major process to a service with a rather minimal web presence, but it is in fact legit. The process is straightforward, with an automated offer generator, and à la carte options for lawyer reviews, site visits, etc. Submitting an offer is very simple, and they take care of the communication with the seller. They are also very responsive, with a Whatsapp chat available to address any questions you may have. The price tag of $1000 (before any lawyer fees) does seem a little high, but in comparison to what you pay for regular realtor it's very reasonable. All in all I saved nearly $20k in commission and taxes using them compared to a full service realtor. I will say the service is probably not for everyone. In my case I already had selected a property I knew well and just needed someone to facilitate the transaction. If you are not sure what you are looking for, a full realtor may be (almost) worth the cost. If you are prepared to do the legwork though, ZVR is a great option to have.
2 years ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Michael
I now recommend ZVR to everyone. We recently purchased a home in Toronto with ZVR and had a great experience. They delivered on everything promised. Two weeks after we moved in we got a $30k cheque (it's also tax free after HST). If you can use HouseSigma, you don't need a traditional agent to get a cut of your purchase (yes 2.5% usually goes to them). They have a very easy to use system for submitting offers and the lawyer they work with is great. Between a good mortgage broker (call Zhino) and their lawyer, a traditional buying agent truly offers zero value. HIGHLY RECOMMEND ZVR!
2 years ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Paulo
Used ZVR to purchase our first home in Georgina. Excellent experience overall and we received our refund at the end of the process as promised. Have been recommending them to everyone we come across who is in the market for a new home!
2 years ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
S.A.
Purchased a detach home in Hamilton using ZVR. A great team to work with - and very responsive! The process was smooth and straightforward, I was in the drivers seat during the whole purchase process with guidance from ZVR when required. Received a HUGE refund as promised without any hassle. Definitely recommended.
2 years ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
James
Great to see a genuine group not taking advantage of home buyers and the ridiculous house prices in TO. Saved lots of money using ZVR!
2 years ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Alexander
I'm in the industry my self and this guys were a refreshing surprise. In world of promises and big talk they actually come through on what said . You can save money!! And a lot of it They are very prompt! Profesional, and deliberate definitely recommend.
2 years ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Dmitri
I never leave reviews, but I'm so happy with the staff and the process and the savings $$$, I felt like I had too. I had doubts at first but it all worked out. Amazing people to say the least. Literally recommending these guys to everyone...
2 years ago
![](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fg-logo.8625802c.png&w=256&q=75)
Arthur
We used ZVR to purchase a home in Toronto. The experience is as advertised, we received the full rebate with no issues. While the team is very helpful and responsive, this service is recommended for buyers that can do their own research and put in the work required to find a property. They are working on improvements to make the offer process even easier. Overall highly recommend.
2 years ago
You have questions - we got answers
![Isomorphic Graphic](/static/images/faqIsomorphic.png)
Our Mission
The purpose of Zero Value Realty is to give consumers the choice to unbundle real estate services and eliminate the large hidden fees in real estate transactions. Everyone should pay for their own representation, but this is not how our market works today. ZVR provides this unbundling to buyers through nearly full cashback. ZVR charges a flat fee and provides customers a rebate of co-operating commissions*.
Buyers are responsible for hiring a lawyer skilled in real estate and contract law to handle drafting agreements and carrying out the real estate transaction. Lawyers are required to possess detailed knowledge of contract and real estate law, and we believe this can help with the process in the same way that lawyer-based For Sale By Owner companies help clients. Our name is a joke about our agents providing zero value, as they only minimally help facilitate a transaction. Our automation tools in addition to experts like lawyers, and the work of our clients themselves is the true value.